Credit that moves with you.

See your available credit clearly, understand the terms, and continue securely in the KUDIKRED app.

Download the App → Explore Loans
₦Check your limit ✓Review your offer ↗Continue in the app
Fast mobile access Start and continue inside the app
Protected information Secure, privacy-conscious processes
Clear repayment dates Know when payment is due
Help when needed Support and complaint channels

Credit for the moments that matter.

KUDIKRED gives you a straightforward way to review available credit when an urgent need or important plan comes up.

Urgent expenses

Handle an unexpected bill while keeping the full repayment cost visible.

Plans on track

Keep moving toward personal, family, education or business goals.

Clear offers

Review the amount, charges, repayment and due date before accepting.

Estimate your repayment.

Review an illustrative 90-day loan using an annual interest rate of 36% before continuing in the app.

Illustration uses simple interest: ₦100,000 × 36% × 90/365. Your final approved offer and terms are shown in the KUDIKRED app.
Loan amount₦100,000
Term90 days
Annual interest rate36%
Estimated interest₦8,877
Estimated total repayment₦108,877

Why choose KUDIKRED?

Clear terms, protected information and a mobile-first experience—designed to help you make confident credit decisions.

Transparent terms

See the amount, charges, total repayment and due date before deciding.

✓

Information protection

Your information is handled through secure, privacy-conscious processes.

Mobile-first service

Account creation, offers, withdrawals and repayments are completed in the app.

Help Centre

Find clear answers about eligibility, offers, repayments, account security and complaints.

Visit Help Centre →
Who can apply for a KUDIKRED loan?＋
How will I receive and review an offer?＋
What information will I see before accepting?＋
How do I make a repayment?＋