Simple credit · Built for real life
  • Credit that moves with you
  • Simple, transparent credit designed for real life.
    Download the KUDIKRED app to check eligibility
    and manage your credit.
  • Clear terms Secure experience Real decisions
    01
  • Apply in app
  • Complete your details
  • 02
  • Review offer
  • See cost and terms first
  • 03
  • Funds received
  • Paid to your account
  • Why KUDIKRED
  • Clear credit. Confident decisions.
  • Everything you need to understand your offer before you accept it in the app.
  • Terms shown upfront
  • Review the amount, applicable charges, repayment date and total repayment.
  • Protected information
  • Account and identity checks are completed securely inside the KUDIKRED app.
  • Built for mobile
  • Download the app to apply, review an offer and manage repayments in one place.
  • How to borrow with the app
  • Borrowing process
  • The website explains the process. The app handles every account and credit action.
  • 01
  • Download the app
  • Get KUDIKRED from the official App Store or Google Play listing.
  • 02
  • Complete your details
  • Create your account and complete identity checks securely in the app.
  • 03
  • Review your offer
  • If eligible, review all terms before deciding whether to accept.
  • Your loan guide
  • Know your loan
    before you accept
  • Understand the total cost, repayment date and
    late payment consequences before accepting in the app.
  • Read the Loan Guide
    Loan amountShown in your offer
    Repayment dateClearly shown in app
    Fees and interestBefore acceptance
    Total repaymentConfirmed in the app
    We are here to help
  • Help Centre
  • Clear answers about downloading the app,
    offers, repayments and account security.
  • Visit Help Centre