• Borrow with understanding
  • Loan Guide
  • Understand your loan before you accept
  • Use this guide to read your offer, plan repayment and know where to get help.
  • Offer summary
    • Loan amountShown in app
    ChargesBefore acceptance
    Due dateClearly stated
    Review carefully
  • Read the full offer
  • Four details to check first
  • Loan amount The amount offered
    to you in the app.
  • Cost of credit Interest and applicable
    charges shown upfront.
  • Repayment date When payment is due
    under the offer.
  • Total repayment The complete amount
    you agree to repay.
  • Responsible borrowing
  • Choose a loan you can manage
  • Consider your regular income and essential expenses before accepting an offer.
  • 1 Plan before borrowing Make sure repayment fits your
    budget without affecting essentials.
  • 2 Pay by the due date Use the repayment information
    available in your app account.
  • 3 Ask for help early Contact official support if you
    have questions about repayment.
  • Questions about your loan?
  • Visit the Help Centre or use the official contact details published by KUDIKRED.